Make your savings work harder
Open a Hi Saver account and enjoy bonus interest for the first four months. It’s a smart, simple, set-and-forget way to kickstart your savings – because your hard-earned money deserves to grow.
Earning bonus interest? Couldn't be easier.
Open a Hi Saver account
Earn bonus interest for the first four months
Watch your savings grow
Ready to boost your savings?
New customer
Existing customer
Interest rates & fees
Four months to grow your savings with bonus interest and no fees on popular transactions? It’s a no-brainer.
Interest rates
| Rate type | Variable rate |
|---|---|
| Standard rate | 0.05% p.a. |
| Bonus rate | 5.15% p.a. |
| Total maximum rate (standard + bonus) | 5.20% p.a. |
Fees & charges
Our Hi Saver has no monthly or standard transaction fees.
Other fees and charges that may apply can be found on our account fees and charges page.
We're here to help
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No silly questions – just hi-value ones
You can hold one Hi Saver Account in your name and one in joint names.
If you choose to close your account, you’ll be eligible to open another Hi Saver Account in 12 months time, giving you another opportunity to earn that rewarding bonus interest.
When the introductory interest term of your Hi Saver Account ends, you will continue to earn the standard variable rate.
You can open a new savings account online at any time in internet banking or the mobile app.
P&N Bank is a 'customer owned' bank which means our customers and our owners are one and the same.
So there’s no natural conflict with shareholders like at the listed banks.
Our customers own our bank, and that’s a good thing. It means any profits we make are used to improve our services, and provide benefits to our customers and the broader WA community.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
*An introductory bonus rate will apply on balances up to $5m per account for the first 4 months, in addition to the standard rate from the account opening date. Interest applies to Hi Saver Account balance only.
At the end of the introductory period the standard interest rate at that time will apply.
A customer may hold a maximum of one Hi Saver Account as a single account holder and one Hi Saver Account as a joint account holder. You may apply to open a Hi Saver Account 12 months from the date of closing any previously owned Hi Saver Account as a single or joint account holder.
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.