Our competitive interest term deposit accounts allow you to choose from a range of terms and interest payment options, so you can make your money work harder.
When you open a Hi Saver account and maintain a balance of $5,000 or more, you can earn bonus interest at the variable Bonus Interest Rate for the first 4 months on top of the variable standard rate.
- Bonus interest rate - Open an account and maintain a minimum account balance of $5,000 and earn a variable Bonus Interest Rate for the first 4 months.
- Automatically save - with P&N's Pay&Save. Link to an & Transaction Account with Pay&Save and you can round up Visa Debit purchases to the nearest dollar – and save the difference into your Hi Saver account.
- No account fees - and no minimum opening balance.
- No strings attached - No regular deposits required and you're not locked into a fixed term.
- Fee free transactions - Keep more of your money in your pocket. A range of fee free transactions are included in your Hi Saver Account.
- Easy Access - Access your funds 24/7 via Internet banking, Mobile App, Phone banking, SMS banking and more.
|Interest Calculated||Interest Credited|
|Hi Saver (Standard Rate)||$0 - $4,999||0.00% p.a.||Daily balance||Last day of every month|
|Hi Saver (Standard Rate)||> $5,000||1.25% p.a.||Daily balance||Last day of every month|
|Hi Saver (Bonus Rate)||> $5,000||1.50% p.a.||Daily balance||Last day of every month|
|Hi Saver (Standard & Bonus Rate)||> $5,000||2.75% p.a.||Daily balance||Last day of every month|