BSB 806 015

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BSB 806 015

Fast, easy, convenient ways to pay

When it comes to making payments and accessing your money, you want it to be easy, convenient and fast. Oh, and with minimal fees. At P&N Bank, we've invested heavily in making sure we have the latest technology to allow you to pay your way in the most convenient way.

Faster, simpler, smarter

You can now pay friends and family in real time, 24 hours a day, 7 days of the week with a PayID thanks to Osko by BPAY and the New Payments Platform. A PayID links your bank account to your email address or mobile phone number, and means you no longer have to remember BSB and account numbers.

No more waiting to receive a bank transfer - you can split up the dinner bill on the spot, send through your share of the electricity bill, collect money from the family for dad's birthday present or even pay a tradie. It takes the hassle and the tension out of shared expenses, and makes it easier than ever before to give someone your payment details. And best of all, there are no fees.

It's easy to register - just login to Internet Banking or the mobile app and look for Manage PayID. You can even change your PayID if you need to.

Use your phone

If you've got a compatible Apple or Android mobile device, making payments becomes even easier. Just link up your Visa Debit or Visa Credit card using Apple Pay, Google Pay or Samsung Pay and you can simply tap and pay with your phone, the same way you would with your card.

If you're paying with your digital wallet (your phone), you don't even need to enter a PIN on the terminal anymore, even if your purchase is over $100. Because you need to enter your fingerprint, use face recognition if you have an iPhone X or your phone's code to access your phone's wallet.

Find out more about digital wallets.

Visa payWave

You can still use Visa payWave to tap and go, and we've increased the number of taps you can complete each day. You can now make up to 10 Visa payWave payments (previously five). No more embarrassing moments at the checkout when you've had a busy day shopping and reached your limit. You'll still need to enter your PIN for purchases over $100 when using your card.

Need an ATM?

Cards are convenient but sometimes you just need cash - the good news is you can now withdraw cash at most major bank ATMs, including Commonwealth Bank, Westpac, ANZ, or NAB ATMs and most Bankwest ATMs (excluding those in 7-Elevens) and pay no fees.

Not all ATMs have removed all fees - if a fee applies, the ATM will notify you. Please note that a fee now applies to use rediATMs.

Staying secure online

All of our new technology is safe and secure and backed by our fraud monitoring services. But, as a member, it's important you also take some steps to protect yourself.

  1. Ensure your devices are protected with fingerprint/face recognition (biometric) login or a strong passcode
  2. Use strong passwords containing upper and lower case characters, numbers and special characters (e.g. & or %)
  3. Never give out your login details to your Internet Banking or Mobile App
  4. Beware of phishing emails that encourage you to give out your details
  5. Cover your PIN at the ATM

Any advice given is general only, and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether products are appropriate for you. Please read and consider the Terms and Conditions available at

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