Managing your loan repayments, bills and living expenses, and then making sure you have enough money for entertainment or personal spending can be tricky.
A P&N Bank Student Account is designed especially for students, helping you keep more money in your pocket with a range of fee free transactions and no monthly fee.
- No monthly fee - get more bang for your buck. We don't charge any monthly fee on this account.
- Bank on the go - use your Debit card, Mobile App and Internet Banking to access your account anytime, anywhere and make fee-free transactions.
- Fee free transactions - keep more of your money in your pocket. A range of fee free transactions are included in your Student Account.
- Cards that suit your needs - choose from a no-frills P&N Bank ATM Card or a Visa Debit Card (age 16+) and access your funds wherever Visa is accepted.
- Tap and pay with your mobile phone - add your Visa Debit card to Apple Pay, Google PayTM or Samsung Pay for a smarter way to pay.
- ATM access - free and convenient access to your money at all major Bank ATMs across Australia.
- Card Controls - manage how you can use your card or put a temporary lock on your card while you look for it. Easily turn on or off features like online transactions, overseas purchases and even Visa payWave. All available 24/7 via Internet Banking and our Mobile App.
- Faster Payments - send and receive money in near real time between participating banks, or set-up your PayID on your account for easier, faster payments through Osko.
|Interest Calculated||Interest Credited|
|Student Account||$0 - $99,999||0.01% p.a.||Daily balance||Quarterly - Mar, Jun, Sept, Dec. Last day of month|
|Student Account||> $100,000||0.05% p.a.||Daily balance||Quarterly - Mar, Jun, Sept, Dec. Last day of month|